Terrace Restaurant, Panama City Beach

Panama City Beach lies along the Gulf of Mexico's coastline in northwest Florida. The city's 27 miles of white-sand beaches and year-round average temperatures of 74 degrees Fahrenheit make the area a vacation destination for snorkelers, swimmers, boaters, sunbathers and scuba divers. Panama City Beach also has a slew of attractions, including Shipwreck Island Waterpark, Gulf World Marine Park and the Grand Theatre. The beach community is also home to limited number of fine-dining restaurants that feature locally harvested seafood dishes.

The Terrace Restaurant

The Terrace Restaurant's (ircusa.com) website claims its menu offers "fantastic food with an elegant touch." Char-grilled, pan-fried, fried and sauteed shellfish and fish dominate this upscale restaurant's menu. Additional selections include steaks, rack of lamb and chicken plates. The Terrace also offers a tapas, or small plate, menu that features Greek and American-inspired appetizers. The restaurant caters on-site events, offers a number of house-specialty martinis and serves wines from Germany, Austria, Spain, Chile and the United States.

Saltwater Grill

Established in 2002, the Saltwater Grill (saltwatergrillpcb.com) boasts a 25, 000 gallon saltwater aquarium in its main dining room. The fine-dining establishment's menu selections includes soups, salads, steaks, prime rib, broiled lobster and a wide variety of house-specialty seafood plates. The Saltwater Grill also offers a discounted early dining menu, a children's menu, off- and on-site catering services and live-music entertainment.

Breakers on the Beach

Every table inside of Breakers on the Beach (breakerspcbeach.com) overlooks the Gulf of Mexico. The upscale eatery offers nightly live-music entertainment. Menu options include salads, soups, steaks and a vast array of seafood plates and platters. Breakers on the Beach also offers a kid's menu, early bird dinner specials and on-site event planning services.

Boars Head Restaurant

Frommer's calls Boars Head Restaurant (boarsheadrestaurant.com) a Panama City Beach "institution." Established in 1978, the upscale eatery's menu boasts wild game such as duck, venison and quail. Additional menu offerings include prime rib, steaks, chicken, ribs and a wide variety of signature seafood dishes, such as fried lobster. Boars Head also houses a tavern area and caters off-site events.